UCF Hero Section

You Built The Business
We’ll Help It Grow

See why over 50,000 businesses nationwide turn to us for the funding that keeps them moving forward — and get up to $1M in funding today.

Get Started Now It’s FREE & won’t affect your credit score

You Built The Business We’ll Help It Grow.

See why over 50,000 businesses nationwide turn to us for the funding that keeps them moving forward — and get up to $1M in funding today.

Get Started Now

Ranked Best for Small Business Loans

Forbes Business Insider Ultra Capital Funding Logo

Backed by Experience, Built for Small Business Growth

Thousands of business owners trust us for transparent terms and reliable funding when it matters most.

$50M+

Funded to Small Businesses

Update this to your latest total if different.

90%

Approval Rate

Varies by qualifications and program.

24 Hours

Same-Day Funding Available

For eligible approvals & completed docs.

Funding Options Designed for Small Business Success

Simple applications, fast approvals, and capital you can actually use—backed by transparent terms and real support.

Equipment Financing

  • New or used equipment & vehicles
  • Terms aligned to equipment life
  • Potential tax advantages

Merchant Cash Advance

  • Based on future receivables
  • Daily/weekly remits tied to sales
  • Same-day approvals available

Invoice Financing

  • Advance on approved invoices
  • Great for B2B payment terms
  • Flexible facility sizes

SBA Loan

  • Lower rates & longer terms
  • Amounts up to $5M+
  • Backed by the Small Business Administration

Equipment Financing

  • New or used equipment & vehicles
  • Terms aligned to equipment life
  • Potential tax advantages

Merchant Cash Advance

  • Based on future receivables
  • Daily/weekly remits tied to sales
  • Same-day approvals available

Invoice Financing

  • Advance on approved invoices
  • Great for B2B payment terms
  • Flexible facility sizes

SBA Loan

  • Lower rates & longer terms
  • Amounts up to $5M+
  • Backed by the Small Business Administration

Why Business Owners Trust Ultra Capital Funding

We put people before paperwork.

You’re more than a credit score. We look at your story and momentum to help unlock the right capital.

Funding built around your reality.

Flexible programs that follow your cash flow—so financing supports growth, not stress.

Partnership that lasts beyond funding.

From first approval to your next opportunity, we’re here as a steady, long-term partner.

How It Works

Apply in minutes, review your options clearly, and fund on your timeline.

Apply

Complete a short online form with basic business details. No obligation, no impact to your credit to see options.

Review a clear offer

We’ll share transparent terms aligned to your cash flow. A specialist is available to answer any questions.

Receive your funds

Once you accept, funds can be available as soon as 24 hours so you can move forward with confidence.

Businesses We’ve Funded Across Industries

Roofing Company

Funding Amount: $750,000
Industry: Construction
Use of Funds: Working Capital

Restaurant Expansion

Funding Amount: $150,000
Industry: Restaurant
Use of Funds: Facility Buildout

Healthcare Material Upgrades

Funding Amount: $420,000
Industry: Healthcare Clinic
Use of Funds: Fleet Expansion

Transportation Equipment Purchase

Funding Amount: $300,000
Industry: Transportation
Use of Funds: Remodel & POS

Roofing Company

Funding Amount: $750,000
Industry: Construction
Use of Funds: Working Capital

Restaurant Expansion

Funding Amount: $150,000
Industry: Restaurant
Use of Funds: Facility Buildout

Healthcare Material Upgrades

Funding Amount: $420,000
Industry: Healthcare Clinic
Use of Funds: Fleet Expansion

Transportation Equipment Purchase

Funding Amount: $300,000
Industry: Transportation
Use of Funds: Remodel & POS

Clients Trust Ultra Capital

Clear terms, quick decisions, and reliable support—every time.

Applied in the morning, funded the next business day. Exactly what we needed.

Marcus Lee headshot
Marcus Lee
Founder, ML Freight Logistics

No surprises and great communication. We recommend them to other owners.

Sofia Alvarez headshot
Sofia Alvarez
Partner, Alvarez Concrete Works

Ultra Capital helped us expand when banks said no. Smooth and stress-free.

David Carter headshot
David Carter
Owner, Carter Manufacturing

From application to funding was seamless. We’ll be returning for our next expansion.

Jordan Patel headshot
Jordan Patel
Owner, Apex Health Supplies

Funds in under 24 hours and clear terms. Let us take on a larger contract with confidence.

Alicia Ramirez headshot
Alicia Ramirez
Co-Owner, Blue Horizon Renovations

Professional, fast, and exactly what we needed to keep our project on schedule.

Daniel Ruiz headshot
Daniel Ruiz
Owner, Ruiz Roofing & Co.
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