Fast, flexible capital tailored to your cash flow. Choose the option that fits your goals — with same-day funding available and no hard credit pull to see offers.
Same-Day Funding
No Hard Credit Pull
Flexible Terms
All Credit Considered
No — checking your options uses a soft inquiry. We only proceed with a hard pull if you move forward with a specific program.
How fast can I get funded?
Many approvals are completed within hours, with funds deposited as soon as the same business day depending on the program and bank cutoff times.
Do you work with lower credit scores?
Yes. We consider all credit profiles and match you with lenders where you’ll be most competitive based on your revenue and time in business.
What documents do I need?
Usually just the last 3–4 months of business bank statements to start. Equipment deals may require an invoice/quote; larger loans may request additional info.
Clients Trust Ultra Capital
Clear terms, quick decisions, and reliable support—every time.
★★★★★
Applied in the morning, funded the next business day. Exactly what we needed.
Marcus Lee
Founder, ML Freight Logistics
★★★★★
No surprises and great communication. We recommend them to other owners.
Sofia Alvarez
Partner, Alvarez Concrete Works
★★★★★
Ultra Capital helped us expand when banks said no. Smooth and stress-free.
David Carter
Owner, Carter Manufacturing
★★★★★
From application to funding was seamless. We’ll be returning for our next expansion.
Jordan Patel
Owner, Apex Health Supplies
★★★★★
Funds in under 24 hours and clear terms. Let us take on a larger contract with confidence.
Alicia Ramirez
Co-Owner, Blue Horizon Renovations
★★★★★
Professional, fast, and exactly what we needed to keep our project on schedule.